INFORMATION

For more information or questions, please contact Melissa Webb at mwebb@embe.org or 605-782-9288.

EmBe Avera – Downtown
300 W. 11th St.
Sioux Falls, SD  57104
Phone: (605) 336-3660
info@embe.org

Take control of your finances. Build Confidence. Build Wealth.

Making Cent$ is a free two-tier financial literacy program designed to help women build confidence, knowledge, and long-term financial stability. The program begins with Making Cent$: Financial Literacy, a foundational course focused on practical money management skills, and progresses to Making Cent$: Women and Wealth, an advanced program that equips participants with tools to grow and sustain wealth.

Together, these programs create a pathway that helps women move from financial stability to financial growth, equipping them with the knowledge and confidence to take control of their finances and build a stronger financial future.

Each woman’s situation is unique: We work with each person to set individual goals, beginning where they are at, providing encouragement, education and empowerment throughout their journey.

Making Cent$: Financial Literacy is a free quarterly program designed to help women better manage their finances and reduce financial stress. Through engaging workshops, participants learn essential financial skills and gain a stronger understanding of how their financial habits affect their overall well-being.

DATES:

  • March 5, 12, 19, 26

TIME: 6 – 8:30 PM

LOCATION: EmBe Downtown

TOPICS:

  • Scams, ID Theft, Cybersecurity
  • Investing 101
  • Money Smarts
  • Budgeting
  • Establishing and Re-Building Credit
  • Loans, Credit Cards
  • Meet with financial advisors to make final debt reduction decisions

Making Cent$: Women and Wealth is a four‑week financial literacy program designed to empower women with advanced budgeting skills, credit and debt education, smart borrowing guidance, and foundational wealth‑building tools. Through interactive workshops, participants will strengthen their budgeting and savings strategies, gain a clear understanding of credit and debt, learn how to navigate major purchases like homes and cars, and build essential investing and wealth‑management skills.

DATES:

  • April 9, 16, 23, 30

TIME: Thursdays, 6 – 8:30 PM

LOCATION: EmBe Downtown

TOPICS:

  • Credit, Debt, & Smart Borrowing
  • Home Lending & Car Purchasing
  • Debt Education
  • Wealth Building & Investments
  • Do’s & Don’ts of investing
  • Investment accounts

Thank You to our Q1 Sponsor, Pathward!